Exquisite Living Residences (St Regis) | 1BR Downtown Dubai | 12.9% below OP+DLD (AED 550,000 total

• 1 Bedroom Apartment — St Regis Branded — High Floor 45+, DAMAC Properties, Downtown Dubai, Dubai, UAE
• 1,118 sqft (103.9 sqm) | 1 Parking | Semi-Furnished | Canal and Downtown Dubai City View | High Floor (45+)
• Asking: AED 3,700,000 — 12.9% below OP+DLD (AED 550,000 total discount) below original cost AED 4,086,538; AED 800,000 below current market AED 4,500,000
• Payment: 60% paid (AED 2,451,923); buyer assumes 40% (AED 1,634,615) at Q2 2026
• Handover: Q2 2026 | Downtown Dubai — St Regis Exquisite Living Residences, DAMAC ultra-luxury brand, floors 45+ Canal and City dual view, Q2 2026 handover imminent

What is this Exquisite Living Residences (St Regis) 1BR deal in Downtown Dubai?

This is a verified motivated-seller distress listing at Exquisite Living Residences (St Regis) by DAMAC Properties in Downtown Dubai. The seller is exiting at 12.9% below OP+DLD (AED 550,000 total discount) below the original purchase price of AED 4,086,538, transferring a 1,118 sqft 1BR at AED 3,700,000 (AED 3,309/sqft) against a current Downtown Dubai secondary market of approximately AED 4,025/sqft — placing AED 800,000 in immediate unrealised equity in the buyer's hands. Downtown Dubai recorded 8,400 DLD transactions in 2025, up 12% year-on-year, providing the buyer liquidity depth for any future exit. Dubai's total 2025 residential transaction volume reached 205,100 sales worth AED 539.9 billion, up 18.3% year-on-year (DLD / Knight Frank), confirming the structural strength of the market within which this distress opportunity sits. The unit occupies High Floor (45+) at Exquisite Living Residences (St Regis), delivering Canal and Downtown Dubai City View. With 60% of the original price already paid by the seller (AED 2,451,923), the buyer assumes only the remaining 40% (AED 1,634,615) at Q2 2026 handover — giving the buyer 9-12 months of cashflow planning runway between transfer and final payment. Semi-Furnished delivery allows the buyer to customise the unit at their own discretion while benefiting from the seller discount. The seller is exiting at 12.9% below OP+DLD (AED 550,000 total discount) below cost due to a genuine personal liquidity requirement — not a concern about the market, the developer or the project. Having committed AED 2,451,923 (60%) to DAMAC Properties, the seller crystallises a cash loss of AED 550,000 rather than waiting through the remaining obligations. The buyer captures the full gap between this distress price and the current secondary market: AED 800,000 on AED 3,700,000 invested — a 21.6% immediate paper return — plus entry at AED 3,309/sqft against new off-plan launches in Downtown Dubai pricing at AED 5,000/sqft or above.

Exquisite Living Residences (St Regis) Downtown Dubai — Property Specifications

• Project: Exquisite Living Residences (St Regis)
• Developer: DAMAC Properties
• Community: Downtown Dubai, Dubai
• Unit Type: 1 Bedroom Apartment — St Regis Branded — High Floor 45+
• BUA: 1,118 sqft (103.9 sqm)
• Bathrooms: 1
• Parking: 1 Covered Space
• Floor: High Floor (45+)
• View: Canal and Downtown Dubai City View
• Furnishing: Semi-Furnished
• Handover: Q2 2026
• Ownership: Freehold — Open to All Nationalities
• Listing Reference: EXQUISITE-LIVING-ST-REGIS-DT-1BR-DISTRESS-001

Payment Plan Breakdown — What the Buyer Takes Over

• 60% Paid by Seller: AED 2,451,923 — across installments to DAMAC Properties
• Buyer Transfer Payment to Seller (at MOU): AED 2,065,385
• DLD Fee (4%): AED 148,000 — buyer pays directly to DLD
• Developer NOC & Transfer Fee: approx. AED 5,000–6,500
• 40% Final on Handover (Q2 2026): AED 1,634,615 — buyer pays DAMAC Properties
• TOTAL ALL-IN: AED 3,853,500 (price+DLD+NOC). Handover balance AED 1,634,615 due Q2 2026. Zero agent fee.

DAMAC Properties-approved novation: seller NOC confirming no arrears; MOU with 10% escrow AED 370,000; DAMAC Properties, seller and buyer sign novation SPA; buyer pays DLD 4% AED 148,000; buyer assumes 40% (AED 1,634,615) at Q2 2026 handover. DistressPropertyFinder.com manages all steps.

Pricing Analysis — Why This is a Deal in 2026

• Original Purchase Price: AED 4,086,538
• DLD Fee (4% of Asking): AED 148,000
• Total Seller Cost (OP + DLD): AED 4,234,538
• Asking Price: AED 3,700,000
• Seller Loss vs OP: AED 550,000 (12.9% below OP+DLD (AED 550,000 total discount))
• Downtown Dubai Current Market Value: AED 4,500,000
• Day-One Buyer Equity: AED 800,000 (21.6%)
• This Listing — AED per Sqft: AED 3,309/sqft
• Downtown Dubai Resale Market — AED per Sqft: AED 4,025/sqft
• New Off-Plan Launches in Downtown Dubai: AED 5,000/sqft
• Estimated Gross Rental Yield: 5.0%–7.4% p.a.
• Estimated Annual Rent (Mid): AED 228,000/yr
• Estimated Annual Service Charge: AED 44,720/yr
• Total All-In Cost (Price + DLD): AED 3,848,000
• Agent Fee for Buyer: Zero

At AED 3,309/sqft, this unit sits AED 716/sqft (17.8%) below the current Downtown Dubai secondary market average of AED 4,025/sqft, and AED 1,691/sqft below comparable new off-plan launches — meaning any buyer entering through a developer channel today pays materially more for a comparable Downtown Dubai address. At the mid-range annual rent estimate of AED 228,000, gross yield is 6.2%, delivering AED 183,280/yr net of service charges before any capital appreciation is counted.

Downtown Dubai Location — Why This Community Matters

Exquisite Living Residences is DAMAC's St Regis-branded development in Downtown Dubai — one of only 4 St Regis-branded residential projects in Dubai. 1BR at 1,118 sqft, high floor 45+, Canal and City View. OP+DLD AED 4,250,000. SP AED 3,700,000 = AED 550,000 (12.9%) below total seller cost. Q2 2026 handover. St Regis brand commands 20-30% premium over non-branded Downtown. Current Downtown 1BR high-floor canal view market: AED 4,200,000-5,500,000 for branded product. Downtown Dubai Metro (Burj Khalifa/Dubai Mall station). Sheikh Mohammed Bin Rashid Boulevard 5 min. Dubai Canal promenade. Burj Khalifa 5 min walk. St Regis-branded 1BR Downtown high-floor canal view: AED 190,000-280,000/yr. St Regis brand premium: 20-30% above non-branded. At AED 3,700,000, AED 225,000/yr mid = 6.1% gross. SP AED 3,700,000 = AED 550,000 below OP+DLD = 12.9% discount. St Regis brand = global recognition, premium tenancy profile. Floor 45+ Canal + City dual view. Q2 2026 imminent. Downtown +12% transactions 2025. St Regis DAMAC Downtown = rare branded entry below AED 4M.

Downtown Dubai Distances & Connectivity

• Burj Khalifa: 1 km — World's Tallest Building
• Dubai Mall: 1 km — World's Largest Mall
• Downtown Dubai Boulevard: 0.5 km — Urban Promenade
• Dubai Opera: 2 km — Culture & Entertainment
• Dubai Water Canal: 1 km — Waterfront
• DIFC: 5 km — Financial Centre
• Dubai International Airport: 14 km — Airport
• City Walk: 3 km — Lifestyle

Exquisite Living Residences (St Regis) — Building & Amenities

• St Regis Brand — Global Ultra-Luxury Hotel Standard
• High Floor 45+ — Unobstructed Canal and City Panoramic Views
• St Regis Butler Service Available to Residents
• Infinity Pool and Sky Terrace
• State-of-the-Art Fitness Centre
• Spa and Wellness Suite
• 24-Hour St Regis Concierge and Security
• Covered Parking
• Separate Laundry and Storage
• Signature St Regis Bar and Dining
• High-Speed Smart Lifts
• Smart Home Technology

Who Should Buy This Exquisite Living Residences (St Regis) 1BR in Downtown Dubai?

1. The Below-Market Capital Investor: Entry at AED 3,309/sqft versus market AED 4,025/sqft and new off-plan AED 5,000/sqft gives AED 800,000 (21.6%) day-one unrealised equity. DAMAC Properties construction milestones de-risk the Q2 2026 handover. Gross yield 6.2% at mid-range rent AED 228,000/yr outperforms comparable European prime residential at 2-4%.
2. The End-User Buyer: Typical 1BR rents in Downtown Dubai are AED 185,000–AED 275,000/yr. At AED 3,848,000 all-in (DLD included, zero agent fee), ownership starts making financial sense within 18-24 months versus continued renting. Semi-Furnished specification means a modest fit-out is needed but the discount covers it. Canal and Downtown Dubai City View and High Floor (45+) add durable lifestyle value beyond pure return metrics.
3. The Portfolio Diversifier: You hold Dubai real estate and want below-replacement-cost exposure in Downtown Dubai to broaden your income base. DAMAC Properties's institutional brand ensures strong exit liquidity. The AED 800,000 built-in equity provides a margin of safety against any short-term softening, while Downtown Dubai's 12% transaction growth in 2025 confirms the liquidity depth for a future exit at any timeline.

How to Acquire This Exquisite Living Residences (St Regis) Unit — Step by Step

1. Express Interest (Day 0): Contact DistressPropertyFinder.com quoting EXQUISITE-LIVING-ST-REGIS-DT-1BR-DISTRESS-001. Receive full SPA, payment receipts (AED 2,451,923 confirmed), floor plan and title extract within 24 hours.
2. Documentation Review (Day 1–3): Review SPA, DLD certificate, all installment receipts. Independent UAE conveyancer review recommended.
3. Sign MOU — Form F (Day 3–7): Execute MOU. 10% deposit AED 370,000 in DLD-registered escrow.
4. Obtain DAMAC Properties NOC (Day 7–17): DistressPropertyFinder.com submits to DAMAC Properties. NOC: 5–10 business days. Developer fee approx. AED 5,000–6,500.
5. Execute SPA (Day 15–20): DAMAC Properties, seller and buyer sign novation SPA. Buyer registered as new purchaser for 40% at Q2 2026.
6. DLD Registration (Day 17–22): Buyer pays DLD fee AED 148,000 (4%) directly to DLD. Title deed: 1–3 business days.
7. Final Payment to Seller (Day 17–22): Buyer pays seller AED 2,065,385. MOU deposit credited against this amount.
8. Hold to Q2 2026 Handover: Buyer prepares AED 1,634,615 for Q2 2026 handover and monitors DAMAC Properties updates. DistressPropertyFinder.com manages the full process end to end.

Golden Visa eligibility, rental and yield figures, handover timing and transport connectivity described above reflect source information published as at 17 August 2026 and can change. Confirm current status before relying on them.